Rates and Fees

At K Loans, we believe in transparency when it comes to borrowing. Below is important information about the rates and fees associated with our loan products.

Annual Percentage Rate (APR)

The APR represents the annualized interest rate you are charged for borrowing. It includes both the nominal interest rate and additional costs such as fees. APRs can vary depending on the type of loan and lender policies:

Personal loans: 4.99% – 450%

Cash advance loans: 200% – 1386%

Installment loans: 6.63% – 225%

Since K Loans is not the direct lender, we cannot guarantee a specific APR. The actual rate depends on factors such as your credit score, credit history, income, and other details provided in your loan request. For more information, please contact your lender directly.

Example Loan Calculation

If you borrow $2,500 over a 1-year term with an APR of 10% and a 3% fee, your monthly payment will be $219.79. The total repayment amount will be $2,637, including $137.48 in interest.

We encourage all borrowers to carefully review loan terms before accepting an offer. If you have any questions about rates and fees, our team is here to help!